Important Disclaimer
Past performance does not guarantee future results
All financial decisions involve risk. Consider your personal circumstances before proceeding
Last updated: August 2, 2025
General Disclaimer
This disclaimer governs your use of our website and services. By accessing our content, you acknowledge and accept these terms.
The information provided on this website is for general informational purposes only. While we strive to provide accurate and up-to-date content, we make no representations or warranties regarding the completeness, accuracy, or reliability of any information presented. Results may vary based on individual circumstances and market conditions.
Limitation of Liability
Our liability is limited in the following ways:
- We shall not be liable for any direct, indirect, or consequential damages arising from your use of our services
- Our maximum liability shall not exceed the amount paid for our services in the preceding 12 months
- We exclude liability for loss of profits, business interruption, or data loss
- Force majeure events are excluded from our liability scope
Information Accuracy
We endeavor to ensure all information is accurate and current, but cannot guarantee its completeness or timeliness.
Market conditions change rapidly, and information may become outdated without notice
Individual results may vary
Professional Advice Disclaimer
The content provided should not be considered as personalized financial advice for your specific situation
Always consult with qualified professionals before making significant financial decisions
External Links
We are not responsible for the content or practices of external websites linked from our platform
External links are provided for convenience only and do not constitute endorsement
No Warranties
We provide our services and information without warranties of any kind:
- No warranty of merchantability or fitness for a particular purpose
- No guarantee of uninterrupted or error-free service
- No warranty regarding the accuracy of third-party information
- All content is provided "as is" without express or implied warranties
Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms
Jurisdiction and Governing Law
These terms are governed by Malaysian law and jurisdiction:
Applicable Law
All matters relating to this website and our services shall be governed by the laws of Malaysia
Dispute Resolution
Any disputes shall be resolved through Malaysian courts or approved arbitration services
Local Variations
Where local laws require different terms, those variations shall apply in the relevant jurisdiction
Use at Your Own Risk
You acknowledge that using our services involves inherent risks
Past performance does not guarantee future results. All financial decisions carry risk of loss
Financial Disclaimer
Our services are not suitable for all individuals. Consider your risk tolerance and financial situation carefully
Changes to This Disclaimer: Changes to This Disclaimer
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting
Contact Information
For questions about this disclaimer, please contact us: